Financing

Find Out What It’s Like to Get Approved With 2nd Chance Auto Sales

Buy Here Pay Here In-House Financing Program

Absolutely, at 2nd Chance Auto Sales, we specialize in providing financing solutions for individuals with all types of credit histories, including those with bad or less than perfect credit. We understand that life can throw unexpected challenges, which may have impacted your credit score. That’s why we believe everyone deserves a second chance, and we’re here to help you get back on the road to financial stability.

After you apply for financing with 2nd Chance Auto Sales, our dedicated team will carefully review your application to assess your eligibility for an auto loan. Here’s what you can expect to happen next:

  1. Application Review: Once we receive your application, our financing specialists will review all the information you provided, including your income, employment history, credit score, and other relevant factors. We’ll work diligently to understand your unique financial situation and determine the best financing options available to you.

  2. Approval Process: Based on our review, we’ll make a decision regarding your loan application. If approved, we’ll provide you with details about the terms of your loan, including the loan amount, interest rate, monthly payments, and any other applicable fees or conditions.

  3. Vehicle Selection: With your financing approval in hand, you’ll have the opportunity to explore our extensive inventory of quality used cars. Our knowledgeable sales team will work closely with you to help you find the perfect vehicle that fits your needs, preferences, and budget.

  4. Paperwork and Documentation: Once you’ve selected a vehicle, we’ll guide you through the necessary paperwork and documentation required to finalize the purchase and secure your auto loan. This may include signing the loan agreement, providing proof of insurance, and completing other administrative tasks.

  5. Driving Away: After all the paperwork is complete and your financing is in place, you’ll be ready to drive away in your new car! We’ll ensure that you understand all the terms of your loan and answer any remaining questions you may have before handing over the keys.

  6. Follow-Up and Support: Our commitment to your satisfaction doesn’t end when you drive off the lot. We’ll be here to provide ongoing support and assistance throughout the life of your loan. Whether you have questions about making payments, need maintenance or repair services, or simply want to explore future financing options, we’re always just a phone call away.

At 2nd Chance Auto Sales, we strive to make the car-buying process as smooth and stress-free as possible. From application to approval to driving away in your new vehicle, we’re here to help every step of the way. If you have any further questions or need assistance, don’t hesitate to reach out to us. We’re excited to help you find the perfect car and financing solution to fit your needs!

Whether you’re looking for a minimal down payment or have the ability to put more money down upfront, we’ll work with you to find a financing option that meets your needs. Visit 2nd Chance Auto Sales today to learn more about our down payment requirements and explore your options for affordable auto financing.

Trade-In Your Vehicle with Confidence

At 2nd Chance Auto Sales, we’re committed to providing a positive and stress-free trade-in experience for our customers. Whether you’re looking to upgrade to a newer vehicle or simply want to sell your current car, we’re here to help. Visit us today to learn more about our trade-in process and explore your options!

What Do I Need to Get Approved With 2nd Chance Auto Sales

At 2nd Chance Auto Sales we will use your drivers license to register your vehicle, and validate your identity. 

Please note that these are general guidelines and the requirements may vary.

If you have any questions during the process, feel free to call us

We typically accept the following as proof of income:

  1. Last 2 MOST recent bank statements
  2. Benefit letter (for fixed income)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

For proof of residence, we accept:

  1. Utility bills (like electricity, water, or gas) in your name
  2. Lease agreements
  3. Mortgage statements
  4. Bank statements with your address
  5. Two pieces of junk mail (dated within the last 30 days)

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us 

How it Works

Submit Application

Fill in the form below with your information and securely transmit your information to the finance team.

Get Approved​

We’ll take the time to understand your unique financial situation and tailor a financing solution that fits your budget and needs.

Pick the Car for You

Whether you’re looking for fuel efficiency, advanced safety features, or cutting-edge technology, we have a wide variety of makes and models to choose from.

We want your vehicle! Get the best value for your trade-in!
COPYRIGHT © 2ND CHANCE AUTO SALES FINANCE. ALL RIGHTS RESERVED.
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